RewardIQ
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Affiliate Disclosure

Effective Date: August 3, 2026

1. Introduction

RewardIQ ("RewardIQ", "we", "our", or "us") provides credit card rewards information, comparisons, and personalized recommendations to help users discover credit cards and rewards programs that may align with their goals.

To support our services, RewardIQ may participate in affiliate programs, referral partnerships, or other marketing arrangements with credit card issuers, financial institutions, affiliate networks, and other third-party partners.

This Affiliate Disclosure explains how these relationships may impact RewardIQ.

2. Affiliate Relationships

RewardIQ may receive compensation when users:

  • Click certain links on our website.
  • Apply for a credit card through a RewardIQ referral link.
  • Sign up for a product or service through a partner offer.
  • Complete certain actions through affiliated partners.

This compensation may be provided through commissions, referral fees, advertising fees, or other forms of compensation.

3. How Affiliate Compensation Works

When you use a link provided by RewardIQ and complete a qualifying action, RewardIQ may receive compensation from the applicable partner.

This compensation helps us:

  • Maintain and improve the RewardIQ platform.
  • Develop recommendation tools.
  • Research rewards programs and credit card offers.
  • Provide educational content and comparison features.

You do not pay additional fees because you use a RewardIQ affiliate link.

4. Our Recommendation Approach

RewardIQ aims to provide recommendations based on factors such as:

  • User preferences
  • Stated financial goals
  • Reward categories
  • Travel preferences
  • Cashback preferences
  • Available card benefits and features

While we may receive compensation from certain partners, compensation does not guarantee that a product will be recommended or ranked higher.

Our goal is to provide useful information and recommendations that help users make informed decisions.

5. No Guarantee of Approval

RewardIQ does not guarantee that you will:

  • Be approved for any credit card.
  • Receive any specific rewards offer.
  • Qualify for any financial product.

Credit card approval decisions are made solely by the applicable financial institution based on their own eligibility requirements and assessment processes.

6. Financial Disclaimer

RewardIQ provides general information and educational content about credit cards, rewards programs, and related products.

RewardIQ does not provide:

  • Financial advice
  • Credit counselling
  • Investment advice
  • Banking services

Users should evaluate their own financial situation and consider seeking professional financial advice when appropriate.

7. Third-Party Partners

RewardIQ may link to websites operated by third parties, including:

  • Credit card issuers
  • Financial institutions
  • Affiliate partners
  • Reward program providers

These third parties have their own terms, conditions, privacy policies, and eligibility requirements.

RewardIQ is not responsible for:

  • Third-party website content
  • Changes to offers or rewards
  • Approval decisions
  • Terms and conditions of third-party products

8. Accuracy of Information

RewardIQ makes reasonable efforts to provide accurate and current information about credit cards, rewards programs, fees, benefits, and offers.

However:

  • Credit card terms may change at any time.
  • Offers may expire or change without notice.
  • Information provided by third parties may differ from information displayed on RewardIQ.

Users should verify current terms and conditions directly with the applicable issuer before applying.

9. User Choice and Transparency

RewardIQ is committed to transparency.

Our recommendations are designed to help users compare available options. Users are not required to apply through RewardIQ links and may visit providers directly if they choose.

10. Changes to This Affiliate Disclosure

RewardIQ may update this Affiliate Disclosure from time to time to reflect changes in our business relationships, services, or legal requirements.

The updated version will be posted on our website with a revised effective date.

11. Contact Us

If you have questions about our affiliate relationships or this disclosure, please contact us: