Make Every Purchase More Rewarding.
RewardIQ helps Canadians know exactly which credit card to use for every purchase, track rewards, and never miss valuable benefits again.
- No Card Linking Required|
- No Credit Score Impact|
- Canadian Cards Only
Everything You Need to Maximize Every Dollar
Smart Wallet
Keep all your credit cards organized in one secure place.
Best Card Wizard
Instantly know which card earns the most rewards for every purchase.
Welcome Tracker
Stay on track and never miss valuable welcome bonuses.
Goal Planner
Plan toward your next trip or rewards goal with personalized projections.
RewardIQ at every step
Store all your credit cards in one secure place.
Tell us about your spending across categories.
We analyze and show you the best card for any purchase.
Make your purchase with confidence.
Collect points, cashback, and exclusive bonuses.
We track your progress and help you stay on top of your rewards.
Turn points into flights, vacations, or cashback you'll love.
Know the best card before you pay
Instant, personalized recommendations based on where you shop and how you spend.
★Amex Cobalt gives you the highest points multiplier for dining at Starbucks.
Your privacy comes first.
We help you maximize rewards — we never access your money.
- ✕Card number
- ✕Expiry date
- ✕CVV
- ✕Online banking login
- ✓Which credit cards you own
That's it! We use this to give you smart, personalised recommendations.
Could your wallet earn more?
We analyze your cards and show you how to maximize rewards.
See how it worksHow RewardIQ works
Add Your Cards
Tell us which credit cards you own. No card number, expiry date, CVV, or banking information required.
Share Your Spending
Share your spending so we can personalize your recommendations.
Get Smart Recommendation
Know exactly which card to use to earn the most rewards.
FAQ
Do I need to connect my bank account?+
No. RewardIQ only asks which cards you own.
Does this affect my credit score?+
No.
Which cards are supported?+
Most major Canadian rewards credit cards.
Is RewardIQ free?+
Join the waitlist to be the first to know.